Consolidated Hallmark Holdings Plc has released its audited financial results for the 2025 fiscal year, reporting a significant expansion of its balance sheet and a reinforced commitment to policyholder obligations despite a complex macroeconomic environment.
The Group’s total assets surged 33 per cent, rising from N57bn in 2024 to N79bn in 2025. This growth was bolstered by a 21 per cent increase in Shareholders’ Funds, which now stands at N42.1bn. A standout highlight of the report was the Group’s claims activity, with N12.3bn paid out to clients, a 36 per cent increase from the previous year, signalling efficient digital claims processing and strong underwriting discipline.
Speaking on the financial report, the Group Chief Executive Officer of Consolidated Hallmark Holdings Plc, Eddie Efekoha, said, “Our 2025 performance underscores the resilience of our diversified model and our clear focus on delivering sustained value to stakeholders.
Even within a dynamic operating landscape, we remained intentional about driving innovation, strengthening service delivery, and building a growth path that is both sustainable and impactful across all our businesses.”
Adding to this, the Managing Director of Consolidated Hallmark Insurance Limited, Mary Adeyanju, said, “Our team’s expertise turned risk into opportunity, delivering seamless service while growing premiums significantly year-on-year. We have deepened customer trust by improving claims turnaround time and expanding our product offerings, which has translated into strong underwriting performance.”
The Managing Director of CHI Life Assurance Limited, Tope Ilesanmi, noted, “In one year, CHI Life has demonstrated that a strong vision, disciplined execution, and customer trust can translate into meaningful financial momentum. Our early performance is not just a reflection of growth, but a clear signal of the long-term value we are building for our policyholders and stakeholders.”
Echoing similar sentiments, the Managing Director of Hallmark Health Services Limited, Oladotun Adeogun, said, “We have broadened access to quality, affordable healthcare, touching more lives while delivering strong value to the Group’s performance. Our focus remains on raising the standard of care and service delivery, strengthening our position as a trusted partner in the health insurance space.”
In her remarks, the Acting Managing Director of Hallmark Finance Company Limited, Habibat Shuaeeb, added, “Through lending and prudent financial strategies, we delivered strong returns and strengthened our portfolio resilience. This performance not only reinforces stakeholder confidence but positions Hallmark Finance for accelerated growth, market penetration, and enhanced value creation as we step into 2026 with clarity and purpose.”
While the Group noted a 63 per cent decline in net profit to N8.4bn, attributed to strategic reinvestments and evolving market conditions, the leadership remains optimistic. With a diversified income stream and the successful integration of its newest subsidiary, CHI Life Assurance, Consolidated Hallmark Holdings enters 2026 positioned for further capital appreciation and market leadership.
While 2025 saw a strategic moderation in net profit to N8.4bn due to deliberate reinvestment in our digital ecosystem and the integration of CHI Life, the Group’s fundamental bedrock remains unshakeable.
With assets surging 33 per cent to N79bn and Shareholders’ Funds strengthening to N42.1bn, CHH is not just growing; we are scaling for a more dominant future.
