The Acting Chief Executive Officer of Access Holdings, Bolaji Agbede, has said that the financial institution is committed to strong governance in light of its recent ranking as the Tier 1 bank with the best asset quality in Nigeria.
In a statement, the financial holding company noted that the Proshare’s 2025 Tier 1 Banking Report released recently ranked the Tier 1 bank with the best asset quality in Nigeria, having posted the lowest Non-Performing Loan Ratio at 2.76 per cent, reinforcing its leadership in credit discipline, risk management, and sustainable lending practices.
The Proshare report ranked Access Holdings second overall in the Tier 1 category, placing just behind Ecobank Transnational Incorporated, which led with a percentile score of 100. Access Holdings followed closely with a 91st percentile ranking.
In terms of NPLR performance, Access Holdings maintained a remarkable 2.76 per cent.
Commenting on the achievement, Agbede said, “This ranking is not just a measure of our financial health; it reflects the strength of our governance, the quality of our decision-making, and the focus we place on long-term value creation. It is a testament to the discipline of our people and the effectiveness of our pan-African strategy.”
“At Access Holdings, we believe that sustainable success lies in balancing growth with resilience. We will continue to execute with precision, build with purpose, and innovate with integrity as we expand our presence across Africa and beyond.”
The 2025 edition of the Proshare Bank Strength Index introduces a recalibrated framework that reflects the realities of the ongoing recapitalisation exercise in Nigeria’s banking sector. This edition goes beyond traditional financial metrics and incorporates broader determinants of profitability, stability, and stakeholder value. The PBSI model emphasises capital adequacy and scale, asset quality and sustainable growth, digital transformation and earnings diversification, governance quality and board diversity, as well as profitability and cost-efficiency.
Speaking at the launch event, Chairman of Proshare, Olufemi Awoyemi, described the report as a vital mirror of the shifting dynamics of Nigeria’s financial services industry.
He said, “Access Holdings has proven itself as a strong, adaptive institution. Its robust capital base, successful fundraising, and continental expansion efforts show a group that is not only growing but evolving. As recapitalisation reshapes the banking landscape, institutions like Access Holdings will continue to define the future of finance in Africa.”
