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Mutual Benefits Posts Record N11.59bn Half-Year Profit


Mutual Benefits Assurance Plc has reported a profit after tax of N11.59bn for the half-year ended 30 June 2025, representing a 374 per cent increase from the N2.45bn recorded in the corresponding period of 2024.

The company’s unaudited financial statements filed with the Nigerian Exchange on Wednesday showed that insurance revenue rose by 45 per cent to N41.20bn from N28.49bn in H1 2024. Insurance service expenses increased by 15 per cent to N29.49bn, while net expenses from reinsurance contracts held grew by 10 per cent to N3.73bn.

Insurance service resulted in N7.98bn, compared with a loss of N644.38m a year earlier. Net investment income rose by 21 per cent to N7.43bn from N6.16bn, bringing net insurance and investment results to N14.41bn, up 188 per cent from N5.01bn in the same period of 2024.

Profit before income tax was N12.29bn, a 288 per cent growth from N3.17bn in the previous year. Total comprehensive income for the period grew by 14 per cent to N11.74bn, despite a 98 per cent decline in other comprehensive income to N143.20m from N7.88bn.

Earnings per share rose to 56 kobo from 12 kobo in H1 2024.

On the balance sheet, total assets increased by 12 per cent to N164.22bn from N147.13bn at the end of December 2024, while total liabilities rose by 6 per cent to N97.69bn. Shareholders’ fund stood at N61.14bn, up 22 per cent from N50.27bn.

As of the end of the reporting period, Mutual Benefits had an issued share capital of 20.06bn ordinary shares. Charles Enterprises LLC held the largest stake at 42.27 per cent, followed by Arubiewe Farms Limited with 21.98 per cent and Ogunbiyi Akinade Akanmu with 5.48 per cent. Free float was 21.72 per cent, valued at N4.79bn.

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