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e-Barcs MFB Sees 49% Revenue Boost with Automated Lending


E-Barcs Microfinance Bank Limited says it has witnessed tremendous growth through its strategic adoption of Recova, a fully automated 360 lending automation solution powered by Qore.

A statement from the firm on Thursday stated that the bank partnered with Qore to streamline and scale its lending operations, aiming to improve loan disbursement, reduce risks, and expand access to credit to more customers.

Between January 2024 and July 2025, e-Barcs MFB recorded a remarkable 49 per cent increase in loans disbursed and doubled its lending volume. This growth reflects not only increased demand but also the bank’s enhanced capacity to meet that demand efficiently and responsibly.

According to the Head of Risk at e-Barcs Microfinance Bank, Abayomi Makinde, “We have now completely automated our credit appraisal system, which has taken off manual processes, resulting in a stronger internal credit control system for our bank.”

Recova’s unique features have enabled e-Barcs MFB to manage risk more effectively and disburse credits speedily to customers. The solution streamlines credit operations, reduces manual effort, eliminates errors, and reduces operational and credit risks.

The Head of Lending Automation Business at Qore, Chidinma Obi-Ezike, said, “Recova was built to enable institutions to improve their lending processes and enhance their growth. e-Barcs MFB is a testament to the power of adopting technology to improve your service offerings and give your customers only the best service.”

With nine branches across Nigeria, e-Barcs MFB continues to scale, and its partnership with Recova stands as a model for how technology can drive inclusive financial growth. Qore is ready to serve all financial institutions looking to eliminate inefficiencies in their lending operations.

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