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Nigeria’s Insurance Regulation: NAICOM Hosts Gambian Delegat


The National Insurance Commission has welcomed a delegation from the Central Bank of The Gambia on a strategic working visit aimed at fostering regulatory collaboration and exchanging knowledge in key areas of insurance supervision.

In a statement on Monday, the regulator said that the delegation was led by Mr Nyang Gomez.

The primary focus of the visit was to study Nigeria’s regulatory approach in three critical areas: Risk-Based Supervision, Prudential Frameworks and Inclusive Insurance.

Receiving the delegation on behalf of the Commissioner for Insurance, Olusegun Ayo Omosehin, the Deputy Commissioner for Technical, Usman Jankara, alongside the Deputy Commissioner for Finance and Administration, Ekerete Ola Gam-Ikon, expressed NAICOM’s readiness for collaboration and mutual learning.

Jankara described the engagement as a “knowledge-sharing visit”, noting that “no one regulator has all the answers”, and emphasised the importance of peer-to-peer learning in enhancing regulatory capacity across Africa.

Jankara reaffirmed NAICOM’s commitment to supporting the Gambian delegation across all areas of interest. He emphasised that Nigeria’s regulatory framework has evolved significantly, especially in corporate governance, where the Commission has moved from basic compliance to robust enforcement mechanisms. He further noted that the newly passed Insurance Regulatory Bill, once it receives presidential assent, will contribute meaningfully to the current administration’s goal of achieving a $1tn economy.

Jankara also highlighted NAICOM’s progress in promoting financial inclusion, citing the successful licensing of 15 microinsurance companies and six Takaful insurance providers, milestones that reflect growing insurance penetration.

He assured the visiting delegation that NAICOM would share its operational templates and regulatory manuals through the appropriate directorates while continuing engagement with key departments, including the Inspectorate, Supervision, and Innovation & Regulation.

In his remarks, Gomez explained that the visit was intended to “understand NAICOM’s implementation of a risk-based supervisory system to ensure a stable and resilient insurance sector.” Exploring strategies for expanding insurance access to underserved and low-income populations through inclusive insurance frameworks and learning best practices in prudential regulation to safeguard policyholders’ interests and uphold public confidence in the insurance market.”

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